# Samcash

> Samcash covers save, including Budgeting, Saving and Investing, with clear reporting, context, and practical guides.

## Data
- [Cost of Borrowing Index](https://samcash21.com/data/cost-of-borrowing-index/): Cost of Borrowing Index organizes records from FRED API into a static dash for transparent comparison. It preserves official source links and dates, marks missing enrichment, and adds deterministic grouping, change, recency, trend, or significance fields only where the documented inputs support them, without recommendations or unsupported claims.
  Source: Federal Reserve Bank of St. Louis. Updated 18 12 3 * * UTC. 127 records.
- [Methodology](https://samcash21.com/data/cost-of-borrowing-index/methodology/)