Investing
What a fund's expense ratio is, and how to find yours
It never shows up on your statement, but it is taken every year. Here is what the percentage covers, what it costs in dollars, and where the number is…
Investing
A deliberately plain approach for households: what to clear first, which accounts come next, and why simplicity beats most alternatives at this stage.
Investing
Invest or pay off debt first? How to decide
Compare the debt's guaranteed interest rate against investing's expected — uncertain — return: the 24% card wins every time, the 4% mortgage usually does not.
Investing
What is a target-date fund, and when should you use one?
A target-date fund is an all-in-one portfolio that mixes stocks and bonds and de-risks automatically as your retirement year approaches — the one-fund answer…
Investing
How to pick an asset allocation you can live with
Asset allocation is the stock-to-bond split that drives most of your portfolio's behavior — the right one is set by your timeline and your honest reaction to…
Investing
What is dollar-cost averaging, and does it work?
Dollar-cost averaging invests a fixed amount on a fixed schedule — buying more shares when prices fall and fewer when they rise, and trading market-timing…